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Tuesday, 22 January 2013 16:44

Insurance Valuations & Jewellery Replacement

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"Without an accurate, up to date valuation you run the risk of being under insured in the event of loss or theft."

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Having your jewellery and other precious belongings valued is vital to making sure you are adequately covered by your insurance policy. Without an accurate, up to date valuation you run the risk of being under insured in the event of loss or theft. Many insurance companies even insist that you have items over a certain value specified individually on your policy and regularly valued to ensure the limits are adequate.

Proof of Ownership

The Ethical Jeweller's valuations provide you with proof of ownership which your insurance company may require in the event of a claim. Without this proof you may find that replacement is based on an item of "average" quality rather than what you have actually lost. Having your jewellery valued every 2-3 years will ensure any information about market values is up to date.

Our Valuations Include

·  a detailed description of each item including stone measurements, colour and clarity of stones, metal types and weight

·  insurance replacement values

·  explanatory notes on terms and abbreviations

·  a duplicate to pass to your insurance company

·  lasting proof of ownership

·  advice on any repairs needed to your items

Valuation Fees

Fees are £20.00 or1% of the value of the item which ever is greater( including VAT).

Items purchased from a shopping/internet channel: It is not generally necessary to have items purchased from shopping or internet channels valued for insurance replacement purposes. We strongly suggest that you insure the item(s) for the amount paid or contact your insurance company for further advice. 

Jewellery Replacement

If your jewellery has been lost or stolen then we can give you an Insurance Letter for your insurer detailing  the value of the items based upon the details that you supply us.  We can then also help you to replace your jewellery

 

 

Read 1992 times Last modified on Tuesday, 24 March 2015 15:48
 
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